Introductory consultation
A complimentary thirty-minute conversation to understand your objectives, explain how we work and establish whether our services are a suitable fit.
The scope, the fee and the deliverable are confirmed in writing before any work begins. If a stage would not add value in your circumstances, we will tell you.
A complimentary thirty-minute conversation to understand your objectives, explain how we work and establish whether our services are a suitable fit.
Statements, tax returns, benefit summaries, insurance policies and estate documents are collected through a secure portal and reconciled before any advice is given.
You receive a written financial plan setting out prioritised recommendations, the reasoning behind each one and a practical implementation timeline.
Four scheduled reviews each year, with your adviser available between meetings for career changes, liquidity events and other material developments.
Withdrawal sequencing, Social Security timing and a sustainable income strategy across taxable and tax-deferred accounts.
Retirement incomeCoordinating two benefit packages, mortgage strategy and education funding within one shared household plan.
Cash flowEntity structure, retirement plan design, equity compensation and a documented succession strategy.
SuccessionDistribution requirements, cost basis analysis and coordination among family members and professional advisers.
Wealth transferDelayed earning years, significant student debt and partnership buy-ins that arrive ahead of available liquidity.
Debt strategyIf your question is not addressed here, please raise it during your complimentary introductory consultation.
Project and hourly engagements have no minimum. Ongoing wealth management carries a minimum annual fee, which is generally not cost-effective below approximately three hundred thousand dollars in investable assets. Where that applies, we will recommend the more suitable option.
Client assets are held at an independent third-party custodian. We never take custody of client funds. Accounts are opened in your name, statements are delivered to you directly, and our authority is limited to the trading and fee arrangements you authorise in writing.
Exclusively through fees paid by our clients. We receive no commissions, trail payments, referral fees or revenue sharing from any product provider, and this is disclosed in full in our Form ADV Part 2A.
Recent account statements, your two most recent tax returns, employer benefit summaries, insurance policies and any estate documents. Incomplete records are common, and identifying those gaps is part of our work.
We encourage it. With your written authorisation we coordinate directly with your existing professionals so that your tax return, estate documents and investment strategy remain consistent with one another.
Provide written notice and the agreement ends. Fees are prorated to the date of termination, accounts remain in your name at the custodian, and your planning documents are delivered to you at no charge.
Our advisers are available Monday through Friday, 8:00 am to 6:00 pm Central. The introductory consultation is complimentary and carries no obligation.
