Meet Our Advisors
Review credentials, specialisations and planning philosophy before selecting the adviser who fits your objectives.
An independent, fee-only advisory firm. Our CERTIFIED FINANCIAL PLANNER professionals coordinate your investments, taxes, retirement and estate planning within a single written strategy.
Review credentials, specialisations and planning philosophy before selecting the adviser who fits your objectives.
Six advisory offices across the Midwest, with secure virtual meetings available to clients nationwide.
Request a complimentary review of your current portfolio and financial plan at a time that suits your schedule.
Eight coordinated practice areas managed from a single client file, so a decision in one part of your finances is never made in isolation from the rest.
Most clients come to us with assets spread across several institutions and no consolidated view of what they hold. We begin by reconciling every account into a single statement of net worth, then review each recommendation through our investment committee before it reaches you.
Every strategy is documented, dated and measured against results at each quarterly review.
Explore our servicesThe scope, the fee and the deliverable are confirmed in writing before any work begins. If a stage would not add value in your circumstances, we will tell you.
A complimentary thirty-minute conversation to understand your objectives, explain how we work and establish whether our services are a suitable fit.
Statements, tax returns, benefit summaries, insurance policies and estate documents are collected through a secure portal and reconciled before any advice is given.
You receive a written financial plan setting out prioritised recommendations, the reasoning behind each one and a practical implementation timeline.
Four scheduled reviews each year, with your adviser available between meetings for career changes, liquidity events and other material developments.
Consolidating scattered retirement accounts, preparing a business for sale, receiving an inheritance or correcting the effects of previous advice. Complexity is where our process delivers the most value.
Read client testimonialsWithdrawal sequencing, Social Security timing and a sustainable income strategy across taxable and tax-deferred accounts.
Retirement incomeCoordinating two benefit packages, mortgage strategy and education funding within one shared household plan.
Cash flowEntity structure, retirement plan design, equity compensation and a documented succession strategy.
SuccessionDistribution requirements, cost basis analysis and coordination among family members and professional advisers.
Wealth transferDelayed earning years, significant student debt and partnership buy-ins that arrive ahead of available liquidity.
Debt strategyOur compensation comes exclusively from fees paid by our clients. We accept no commissions, revenue sharing or third-party referral payments.
For clients seeking a complete written plan they intend to implement independently.
For clients who want the plan implemented, monitored and adjusted over time.
For a specific question that does not require a comprehensive engagement.
All fees are quoted in writing before work begins and are never embedded in the cost of a product.
Testimonials are provided by current clients and are not indicative of future performance or investment results.
We arrived with six accounts at four institutions and no idea what we actually owned. The consolidated statement of net worth was the first time we had seen the whole picture on one page.
Ellen and Marcus Reid
Retirement income · clients since 2019
Selling the business was the most complex year of our financial lives. Every recommendation arrived in writing, with the reasoning attached, and our CPA was in the room for the decisions that mattered.
David Okonjo
Business succession · clients since 2021
A previous adviser had put us in products that paid him and cost us. The fee-only structure here meant I finally understood exactly what I was paying and what I was getting for it.
Priya Raghavan
Portfolio review · clients since 2020
The withdrawal sequencing work alone changed our projected tax bill across retirement. It is the kind of planning nobody had ever offered to do for us before.
Thomas Bergeron
Wealth management · clients since 2018
If your question is not addressed here, please raise it during your complimentary introductory consultation.
See all questionsProject and hourly engagements have no minimum. Ongoing wealth management carries a minimum annual fee, which is generally not cost-effective below approximately three hundred thousand dollars in investable assets. Where that applies, we will recommend the more suitable option.
Client assets are held at an independent third-party custodian. We never take custody of client funds. Accounts are opened in your name, statements are delivered to you directly, and our authority is limited to the trading and fee arrangements you authorise in writing.
Exclusively through fees paid by our clients. We receive no commissions, trail payments, referral fees or revenue sharing from any product provider, and this is disclosed in full in our Form ADV Part 2A.
Recent account statements, your two most recent tax returns, employer benefit summaries, insurance policies and any estate documents. Incomplete records are common, and identifying those gaps is part of our work.
We encourage it. With your written authorisation we coordinate directly with your existing professionals so that your tax return, estate documents and investment strategy remain consistent with one another.
Provide written notice and the agreement ends. Fees are prorated to the date of termination, accounts remain in your name at the custodian, and your planning documents are delivered to you at no charge.
Our advisers are available Monday through Friday, 8:00 am to 6:00 pm Central. The introductory consultation is complimentary and carries no obligation.
