FAQ

Project and hourly engagements have no minimum. Ongoing wealth management carries a minimum annual fee, which is generally not cost-effective below approximately three hundred thousand dollars in investable assets. Where that applies, we will recommend the more suitable option.

Client assets are held at an independent third-party custodian. We never take custody of client funds. Accounts are opened in your name, statements are delivered to you directly, and our authority is limited to the trading and fee arrangements you authorise in writing.

Exclusively through fees paid by our clients. We receive no commissions, trail payments, referral fees or revenue sharing from any product provider, and this is disclosed in full in our Form ADV Part 2A.

Recent account statements, your two most recent tax returns, employer benefit summaries, insurance policies and any estate documents. Incomplete records are common, and identifying those gaps is part of our work.

We encourage it. With your written authorisation we coordinate directly with your existing professionals so that your tax return, estate documents and investment strategy remain consistent with one another.

Provide written notice and the agreement ends. Fees are prorated to the date of termination, accounts remain in your name at the custodian, and your planning documents are delivered to you at no charge.