Handles self-employed and mixed-income files, and the decline appeals nobody else wants to write.
Marcus opened the brokerage in 2009 after eight years inside lender credit teams, which is where the habit of reading a file the way an underwriter will comes from. He takes the cases other brokers have already turned down, and writes the appeals when a first answer looks wrong.
If your income is anything other than a single salaried payslip, this is the desk your file will land on.
First-time buyers and deposit assistance programs. Explains the whole thing once, properly, without jargon.
Portfolio landlords, rental coverage tests and jumbo purchases above the conforming limit.
Thirty minutes, no credit pull and no obligation. We read your file the way an underwriter will and tell you the number we think you will actually be offered.
