Choosing between a brand-new car and a certified pre-owned (CPO) vehicle comes down to three numbers: what the car loses in value, what the warranty covers, and what the loan costs.
Depreciation hits new cars hardest
Most new cars lose a large share of their value in the first three years. A certified two- or three-year-old car has already taken that hit, so more of your money goes into the car rather than into depreciation.
What certification adds
- A 150-point inspection before the car reaches the lot
- A free vehicle history report
- A 12-month / 12,000-mile limited warranty and roadside assistance
Compare the finance rate
New cars often come with promotional rates, while CPO cars can carry special offers too. Run both through our payment calculator before you decide.
The best value is usually the newest certified car that fits your budget, not the newest car on the lot.
Ready to compare? Browse our certified pre-owned inventory or book a test drive.
