{"id":59,"date":"2026-09-22T09:59:41","date_gmt":"2026-09-22T09:59:41","guid":{"rendered":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/2026\/09\/22\/seven-costs-first-time-buyers-forget-to-budget-for\/"},"modified":"2026-09-22T09:59:41","modified_gmt":"2026-09-22T09:59:41","slug":"seven-costs-first-time-buyers-forget-to-budget-for","status":"publish","type":"post","link":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/2026\/09\/22\/seven-costs-first-time-buyers-forget-to-budget-for\/","title":{"rendered":"Seven Costs First-Time Buyers Forget to Budget For"},"content":{"rendered":"<p>Closing fees, inspections and moving day add up. Here is how to plan for them early, so the keys are the only surprise.<\/p>\n<h2>1. Closing costs<\/h2>\n<p>Expect two to five percent of the purchase price for lender fees, title insurance, recording fees and prepaid taxes. Ask your lender for a Loan Estimate in the first week.<\/p>\n<h2>2. Inspections<\/h2>\n<p>A general home inspection runs a few hundred dollars. Add radon, sewer-scope or termite inspections where the house calls for them.<\/p>\n<h2>3. Appraisal<\/h2>\n<p>Your lender orders it, but you pay for it \u2014 usually before closing.<\/p>\n<h2>4. Moving day<\/h2>\n<p>Movers, truck hire, packing materials and time off work.<\/p>\n<h2>5. Utilities and set-up<\/h2>\n<p>Deposits, connection fees and the first month of internet.<\/p>\n<h2>6. Immediate repairs<\/h2>\n<p>Keep one percent of the price aside for the things the inspection flagged.<\/p>\n<h2>7. Furniture and window coverings<\/h2>\n<p>A bigger home has more rooms to fill. Spread it over the first year.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Closing fees, inspections and moving day add up. Here is how to plan for them early, so the keys are the only&hellip;<\/p>\n","protected":false},"author":1,"featured_media":33,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-59","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying"],"_links":{"self":[{"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/posts\/59","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/comments?post=59"}],"version-history":[{"count":0,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/posts\/59\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/media\/33"}],"wp:attachment":[{"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/media?parent=59"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/categories?post=59"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-realtor-pro\/wp-json\/wp\/v2\/tags?post=59"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}