Lenders look at more than a credit score. Income, job history and down payment all count, and our finance team works with lenders who specialize in credit rebuilding.<\/p>\n
Pre-qualifying online uses a soft credit check that does not affect your score.<\/p>\n
A larger down payment lowers the amount financed and often the rate. Try a few amounts in the payment calculator<\/a>.<\/p>\n A reliable certified car with a lower price can be easier to approve than a new one. Browse cars by budget in our inventory under $25,000<\/a>.<\/p>\n Questions? Our FAQ<\/a> covers the most common finance questions, or talk to a finance specialist<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" A bruised credit score does not mean no car. Here is how to improve your rate before you sign.<\/p>\n","protected":false},"author":1,"featured_media":25,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[16,17,18],"class_list":["post-24","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financing","tag-car-loans","tag-credit","tag-pre-approval"],"_links":{"self":[{"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/posts\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":0,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/posts\/24\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/media\/25"}],"wp:attachment":[{"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/media?parent=24"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/categories?post=24"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scintillawpthemes.com\/demo\/swp-auto-dealer-pro\/wp-json\/wp\/v2\/tags?post=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Choose the right car<\/h2>\n